Payment for clandestine drug lab assessment and/or decontamination is usually the responsibility of the home owner. Some home insurance policies will cover meth lab cleanup; it depends on the policy. Meth testing and/or decontamination may be covered under smoke damage or vandalism. Please note: the policy may have specific exclusions regarding drug lab properties. It is important that you carefully read your policy and understand the coverage. If you need help, give us a call: 208-683-1974, ask for Joe.
Many contaminated properties are foreclosed on by the mortgage holder. The remediation then falls on the bank. The bank will either contract a clandestine drug lab decontamination firm to remediate the property or will sell the property as is with or without disclosure. Learn your state's disclosure requirements.
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